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How to unlock your equity

Equity. We hear this buzz word in the property market every day but what does it actually mean, do you have any and if so, how can you get your hands on it!? Equity is the difference between the value of your asset and the value of your loan. For example, if you bought a car for $15,000 but you owe $5,000 on a car loan, you have $10,000 in equity. The same rule applies to property. You may have owned your property for a long time, recently purchased in a high growth area, or completed...

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Is now the right time to buy again?

Median home values around Australia have been mixed across the major cities in 2018. We're taking a look at recent median home value figures and how property has performed in the year to date. Property prices around Australia's major cities have continued to decline in recent months. A recent CoreLogic report revealed that median home values around Australia decreased by 0.1% in late-August. This figure, coupled with continued decreases in median home values in previous weeks made recent...

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4 OUT OF 5 ARE UNDERINSURED

An alarming 80 per cent of property owners are underinsured according to data from the Insurance Council of Australia. While some may underinsure their property on purpose, believing that an event may never happen to save on costs; there are many home owners and investors that are unaware that they may be underinsured. It is important to regularly review your insurance policies to ensure that you are adequately covered, and the policy terms are still the same. When reviewing your cover...

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